Design your family's health plan. Multiply value by 4×.

COVA is Africa's outpatient health benefits platform. Pay any amount and unlock up to 4× the value in real healthcare — doctor consultations, lab tests, scans, pharmacy and specialist visits. Shared across everyone you love. KMPDC licensed. M-Pesa top-ups. WhatsApp a doctor in 5 minutes.

What we offer

• 4× multiplier wallet — ClassicCare, SMARTCare, DELUXECare, MEDICare, Specialist-only or Meds-only packages.
• Talk to a doctor on WhatsApp — connect with a licensed clinician in 5 minutes.
• Buy medicine 15–30% off — prescription and OTC drugs delivered nationwide.
• HealthNOW PayLater — medical credit through Co-op Bank, KCB, SBM, Inuka Africa, Pension Club and partner SACCOs.
• Family + business cover — unlimited dependents, HR dashboards for employers.

Trusted by

VISA Philips Foundation AWS IBM Hyper Protect Grand Challenges Canada

€35M+ economic impact · 100,000+ members · 2,100 jobs created.

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